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Money Back Plan

Bima Bachat

Is a money-back policy which offers financial security and assurance to the policy holder and his family. The policy holder has to pay only one premium.

Money Back-20 years

Is an endowment plan where periodic payments of partial survival benefits are paid during the term of the policy till the policy holder is alive.As the policy name goes this plan 20% of the sum assured is payable after 5,10,15 years and the balance 40% accrued bonus is payable at the 20th year.

Money Back 25 years

Is the same as the above plan only in this plan the 40% accrued bonus is payable at the 25th year

Jeevan Surabhi 15 / 20 / 25

Is a money back plan with a difference. The maturity term is more than premium paying term and the plan also offers early and high rate of survival benefits. The following are the actual term and premium paying term for the plans:-

  • 15 years policy term-premium paying is 12 years
  • 20 years policy term-premium paying is 15 years
  • 25years policy term- premium paying is 18years
  • Early and higher rate of survival benefit payment.
  • Risk cover increases every five years.
  • The actual term and the premium paying term for these plans are as under.